It was no fun reading the depository’s 9-page disclosure, all written in legalese. JM Bullion doesn’t display storage fees on their website and requires you to email or call a separate storage company. They also add a surcharge to take delivery HAA does not. As a result, they should only be used for large accounts. You can see that the minimum monthly fee for both J&M Bullion and APMEX make them expensive for the average investor (Hard Assets Alliance now has a minimum storage fee as well, $15/qtr). Storage fees for all depositories are based on the value of metal you hold and are paid quarterly.

And this means, you’ll have high liquidity when you want to sell.

HAA is the only dealer I know that offers a competitive pricing model, where multiple sellers compete for your business.

In other words, their policy will replace the product you ordered instead of paying the value of your order. It’s noteworthy that Hard Asset Alliance’s insurance covers “physical replacement,” not a dollar reimbursement like most dealers. The best price is automatically displayed for the customer. Hard Assets Alliance has a supplier network where at least four institutional dealers and refiners in a chosen region will bid on your order.

JM Bullion and APMEX list prices “as low as…” However, these premiums are for large orders only, so smaller amounts will pay a higher premium. Premiums in this industry change frequently-even intraday-depending on market conditions, dealer supply, etc. *Paid with check or money order excludes credit card payments and wire fees

Apmex silver coins for sale